Category: Finance & Law

The money and legal side of Ghana real estate is where most people get caught out. Mortgage products that barely exist. Lease agreements written to protect the landlord. Land title disputes that drag on for years. Finance & Law covers what you need to know about home loans, rental law, property rights, and the legal frameworks that govern buying, selling, and renting in Ghana — in plain language, not legalese.

Finance & Law

Ghana Diaspora Mortgage in 2026: Which Bank Is Actually Worth Your Time? 

Noanyi, 6 days ago 0 11 min read  

Banks in Ghana are now offering diaspora mortgages in foreign currency at 10.5% while the cedi equivalent sits at 22%....

Finance & Law

Mortgage Providers in Ghana (2026): What Ecobank, Absa, Stanbic, Republic, and FNB Actually Offer 

Noanyi, 2 weeks ago 0 8 min read  

Ghana has five banks willing to give you a home loan. Republic Bank has been doing it since 1990, when...

Finance & Law

The Bank of Ghana Cut Rates. Why Can’t You Still Get a Mortgage You Can Afford? 

Noanyi, 4 weeks ago 0 4 min read  

The Ghana Reference Rate has fallen to 10.06%. The Bank of Ghana's policy rate is at 14%. Banks are still...

Finance & Law

Ghana’s New “Real Estate” VAT Act 1151 Is Live. Here’s What It Actually Means If You’re Buying Property 

Noanyi, 5 months ago 0 5 min read  

If you signed a property purchase agreement in 2025 and your developer has since sent a revised invoice with a...

Finance & Law

Cedi or Nothing: Real Estate Developers Comply with BoG Pricing Directive 

Noanyi, 9 months ago 1 min read  

From discounts to flexible plans, the housing sector is adjusting but the bigger test is whether buyers and top developers...

Finance & Law

Soaring House Prices in Accra: An Analysis by Cedi Talk 

Kadi Tay, 5 years ago 0 3 min read  

Ever wondered about house prices in Accra and if you or most people would ever be able to afford to...

Finance & Law

How to Easily Spot and Avoid Real Estate Scams 

Noanyi, 5 years ago 0 7 min read  

Real estate scams are devastating. There are many red flags that are easily missed by victims. Hopefully, the tips here...

Finance & Law

Top Mortgage Providers in Ghana You Should Know 

Kadi Tay, 5 years ago 0 3 min read  

Ready to own a home but low on cash and need help? Consider a mortgage or in layman terms, a...

Finance & Law

Digitising Land: The Way Forward for Efficient Property Registration in Ghana 

Noanyi, 6 years ago 0 4 min read  

This article was first published by Ghana Web on October 20, 2020, titled, “Experts detail ways govt can end challenges...

Finance & Law

How To Acquire A Mortgage or Home Loan In Ghana 

Kadi Tay, 6 years ago 0 6 min read  

Buying a home is a dream come true for many people. However, not everyone can comfortably finance their dreams outright....